
This morning, I was lucky enough to participate in a BlogHer conference call with Speaker of the House Nancy Pelosi. The topic was health care reform and Speaker Pelosi had plenty to say.
In her opening remarks, Ms. Pelosi expressed optimism that health care reform legislation will get passed. “I’m very enthusiastic about where we are on this legislation,” she said. She said women have much to gain from health care reform:
- Insurance companies won’t be able to charge women more than men. (Women currently pay as much as 48% more)
- It will be illegal to count pregnancy, C-sections and domestic violence as pre-existing conditions.
- Insurance companies who participate in the health insurance exchange will be required to have maternity care. (It’s unclear to me if all insurance companies will be required to do so.)
- There will be assistance to individuals and families who earn up to 400% of the Federal Poverty Level (FPL) to help buy health insurance.
The first question came from Audrey in Maine, who said her family was facing foreclosure on their home due to huge medical bills. Audrey asked if it was really possible that insurance premiums wouldn’t go up for people in private plans?
Ms. Pelosi explained that there were several provisions in the House bill for Audrey’s situation. There will be no discrimination for pre-existing conditions. Insurance companies couldn’t drop coverage if you get sick. There will be no co-pays for prevention and wellness. There will be yearly and lifetime caps on what you pay out of pocket. If you have a disability or chronic medical condition like Audrey, there will be a cap on what you pay. Ms. Pelosi told Audrey that her case is exactly why the current system needs reform.
The next question came from a woman in Chicago, who happened to be waiting at the DMV. (I didn’t catch her name, sorry DMV lady!) The caller was extremely concerned about the expansion of government into the health care system. “It strikes fear in my heart,” she said, asking Ms. Pelosi to help calm her fears. “We are not doling out health care. We are helping people pay for health insurance,” Ms. Pelosi replied. Ms. Pelosi went on to say that health care reform would be paid for by reducing fraud and waste in the current system. She also insisted the public option has to pay for itself and be “actuarial sound,” which I freely admit is an accounting term that’s way over my head.
Heather from Los Angeles, who has a blood clotting disorder that makes her pregnancies high-risk, asked if there would be any “gray area” on pre-existing conditions. Absolutely not, Ms. Pelosi replied. “There can be no discrimination against people with pre-existing conditions.” She reiterated that all insurance companies who want to participate in the insurance exchange will be required to have maternity care and that insurance companies will want to operate in the exchange because they will have access to millions of new customers.
On the issue of pre-existing conditions, Ms. Pelosi expressed disbelief and disgust at the discrimination women face by insurance companies. “Can you believe that C-sections and domestic violence are pre-existing conditions?” she asked, incredulously.
A caller from St. Louis asked about the proposed cuts to Medicare and Medicaid. Ms. Pelosi said they were going to eliminate the waste, fraud and abuse” in Medicare and Medicaid. She said these efficiencies would extend Medicare solvency by another five years. She quoted the AARP as saying the changes to Medicare would make Medicare more efficient.
Throughout the call, Ms. Pelosi talked about the proposed health insurance exchange. “Reform must take place in the exchange… A public option should be in the exchange.” There will be assistance for individuals (and families, I think) making up to 400% FPL and small businesses to purchase health insurance through the exchange.
After nearly every caller, Ms. Pelosi said, “Keep watching what we’re doing. Hold us accountable.” She said the final House bill she be done within a week or two. It will be posted online at least 72 hours before debate begins on the House floor so look for that.
This was a great opportunity to be a part of this conference call so thank you, BlogHer!
Note: This was written off my notes from the conference call. Actual quotes on the transcript on Blogher.com may be slightly different.